So let’s start our talk about debt by going to the Bible first, shall we? Proverbs 27:7 says, “The rich rules over the poor, and the borrower is the slave to the lender.” (ESV) Obviously, being in debt is not…
There are four basic items that we must take care of first. Mr Ramsey calls them the Four Walls. They are food, shelter, clothing, and transportation. He says, “If you have…
In order for a budget to work, the first thing we must make sure of is that every expense is accounted for. Things that you know you will be spending funds on, like…
So now we move on to budgets…wait, don’t shut me off! Listen! Too many people misunderstand what these important financial plans are and they dismiss them, to their own detriment. Budgets give us…
Mr Ramsey then offers amazing advice on teaching our children, at any age level, about finances. He says, “Parents, you need to understand something:…
When it comes to single adults and changing your habits towards money, Mr Ramsey notes that you have a much bigger challenge than married couples who have a built-in accountability partner. He says your biggest obstacle is…
I have already mentioned the next topic of this book. It is how money affects every relationship, especially marriages. Today we will focus on married couples, and get to Singles tomorrow. Mr Ramsey talks about how…